increased medical insurance Premium Living in 2026 is an issue facing many seniors in America as the cost of everyday items continues to rise. The 2026 medical insurance premium increase was notified in November 2025 and took effect in January this year. Also, many older adults experience a burning sensation.
The Centers for Medicare and Medicaid Services (CMS) will increase the standard premium and deductible for Parts A and B from $185 to $202.90 in 2025, and the annual deductible will increase from $257 to $283 in 2025.
That means Medicare holders will have to pay about $500 more in Part B base premiums each year than they did last year. On top of this, a revenue surcharge is imposed, further driving up costs health care.
Recently, a 65-year-old user took to the X platform (formerly known as Twitter) to talk about the problems faced by the elderly due to increasing medical insurance costs.
“Why does the government hate seniors?” the user wrote. “I turn 65 next month, and all of a sudden I’m forced to pay $202.90 a month for Medicare Part B if I want to see a doctor or get a prescription filled.
“This is the base premium – before any income surcharges kick in and raise the premium. I have to pay a $283 deductible before Medicare covers most services. If I understand correctly, I have to pay over $200 a month – whether I use the service or not!”
Then, the man regrets, “So, after decades of working, paying taxes, and funding the system, here’s my reward: hundreds of dollars more per month for the rest of your life – or no health care.”
“I’m really confused about it all. They always say get older, but this is next level blackmail. Why does everything start getting more expensive when you make less and less money?”
