In light of the tax changes announced by the IRS and the lasting changes included in the so-called One Big, Beautiful Bill, many families across the United States are considering the amount of tax refunds they may receive in 2026 due to additional taxes child tax credit (ACTC). This benefit remains one of the most important forms of assistance available to parents and guardians, and understanding its mechanics can greatly influence the application process.
Also read: How to get an extra $6,000 in “Premium Bonus” this tax season? Who is qualified?
What is the child tax credit? Look at 3 categories
It is designed to provide relief to those with children who meet certain criteria, allowing them to receive significant tax relief. Best of all, even if you don’t normally submit tax returnyou may still be eligible to apply for and benefit from this assistance. There are three categories:
Child Tax Credit (CTC): A non-refundable credit that allows individuals with qualifying children to reduce their tax liability.
Additional Child Tax Credit (ACTC): This represents the refundable portion of CTC. The ACTC allows certain eligible taxpayers to receive a refund if they exceed their tax liability.
Other Dependent Credit (ODC): Provides a non-refundable credit to taxpayers with dependents who are not eligible for CTC/ACTC.
Who is eligible for the Additional Child Tax Credit (ACTC)?
this child tax credit Provide up to $2,200 per qualifying child. If your federal tax liability is minimal or non-existent, you may qualify for the Additional Child Tax Credit, which can be up to $1,700 per qualifying child based on your income. Standards include:
Are under 17 years of age at the end of the tax year.
Not providing more than half of its own financial support during the tax year.
Live with you for more than half of the tax year.
Be claimed as a dependent on your tax return.
Be a U.S. citizen, U.S. national, or U.S. resident.
How to get an ACTC refund
If you have applied for the Additional Child Tax Credit (ACTC), the IRS won’t be able to process those refunds until mid-February. All refunds, including any amounts not related to these points, are subject to this delay. You can find out the exact refund date and more information via “Where’s My Refund?” Mid to late February.
At that time, all qualifying families can claim the credit by providing the names of their children and other dependents on their U.S. individual income tax return, Form 1040, and completing Schedule 8812, Credit for Qualified Children and Other Dependents.
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