VA Disability Benefits 2026: 70% disability rating us The Department of Veterans Affairs (VA) provides more than just a monthly check. It opens the door to expanded health care coverage, dependent education benefits and valuable Veterans Administration home loan advantages.
70 VA Disability Benefits: Here’s What’s Changing in 2026
Through 2026, a single veteran rated 70% will receive $1,808.45 per month tax-free. However, according to Marca, this number will rise when family members are added.
For example, a veteran with a spouse and three children under 18 could receive $2,367.45 per month, which includes:
Base rate for spouse and one child is $2,074.45
$76 for second child
$76 for third child
$141 if spouse qualifies for aid and attendance
This shows how family status directly affects monthly pay. Additional adjustments for dependent children in school or a spouse needing special assistance can further increase payments.
Many veterans rated at 70% based on the Individual Unemployment Unit (TDIU) may qualify for total disability. This program allows veterans who are unable to maintain substantial gainful employment due to service-related conditions to receive pay at a 100 percent disability rate without having to formally change their rating to 100 percent.
Also read: Social Security payments arrive on February 18th: are you on the list? Check eligibility
VA Home Loan Advantages
A 70% disability rating makes it easier to qualify for a Veterans Administration home loan, one of the best financial benefits for veterans. Through this program, you can get a home with no down payment, no Private Mortgage Insurance (PMI), easier approval, and no VA funding fees. You can save thousands of dollars just by skipping financing fees.
These benefits reduce upfront costs, making home buying more affordable. Some veterans may also be able to reduce closing costs through lender credits or special loan offers.
Permanent and overall status and future growth
Veterans with long-term or serious medical conditions, such as post-traumatic stress disorder, may receive Permanent and Total (P&T) designation, which provides additional stability and long-term benefit protection. If service-related conditions worsen over time or additional disabilities are approved, a composite rating may result in higher monthly compensation. The annual Cost of Living Adjustment (COLA) also helps benefits keep pace with inflation, preserving purchasing power and supporting long-term financial security.
