A Mumbai woman quit her Rs 7 LPA job in India to study in the United States. Now earning over Rs 1 Crore

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Her bold decision and hard work paid off, and she now works as a Senior Business Analyst at Boost Mobile, a subsidiary of Dish Network. “I make $115,000 a year,” she told HT.com.

When it comes to day-to-day life, Mistry prioritizes home-cooked meals, which keeps the “eating out” budget manageable $45,000 per month. However, grocery costs remain a major item, averaging approx. $90,000 per month, although this number occasionally fluctuates. Additionally, she and her husband have a unique approach to health care costs, spending approx. $1 lakh every three months to keep the stock of over-the-counter medicines adequate.

Financial discipline is a core part of her lifestyle, and 10% of her gross income is automatically saved into an emergency fund. In addition to her life in the United States, Samruddhi maintains strong financial ties to her roots, spending approx. $80,000 “Indian expenses” per month. After counting the other one $Miscellaneous expenses are approximately $50,000, and her financial plan remains focused on achieving long-term independence and early retirement.

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She told HT.com, “I am planning to become financially independent and possibly retire early. I continue to invest in a diversified stock portfolio, contribute to retirement accounts, and focus on increasing my earning power. My goal is not just to retire early, but to build enough assets to make working optional.”